:root{--heading:#093463;--body:#213344;--blue:#2F80ED;--navy:#17213D;--max:1120px;--line:#d9e4ef;--section:#f9fcfd;}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--body);line-height:1.65;background:#fff}
a{color:inherit}
img{max-width:100%;display:block}
.wrap{width:min(var(--max),calc(100% - 64px));margin-inline:auto}
.header{background:#fff;position:sticky;top:0;z-index:20}
.header-in{min-height:92px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand img{width:min(290px,46vw);height:auto}
.nav{display:flex;align-items:center;gap:34px}
.nav a, .nav a.btn{text-decoration:none;font-family:Inter,Arial,sans-serif;font-size:.875rem;font-weight:500;line-height:1.4}
.nav a{color:var(--heading)}
.nav a:hover{text-decoration:underline}
.btn{display:inline-flex;align-items:center;gap:10px;padding:14px 24px;border-radius:8px;background:var(--blue);color:#fff;text-decoration:none;font-weight:600;line-height:1.2;box-shadow:0 6px 18px rgba(47,128,237,.18)}
.nav .btn{padding:13px 24px;color:#fff}
.menu-toggle{display:none;border:1px solid #d5dee8;background:#fff;border-radius:8px;width:44px;height:44px;color:var(--heading);font-size:1.3rem}
.hero{position:relative;overflow:hidden;padding:54px 0 56px;background:
 linear-gradient(180deg, rgba(255,255,255,.12), rgba(255,255,255,.12)),
 url('hero-contact.webp') center/cover no-repeat;}
.hero::after{content:'';position:absolute;inset:0;background:linear-gradient(180deg, rgba(255,255,255,.08), rgba(255,255,255,.10));pointer-events:none}
.hero .wrap{position:relative;z-index:1;text-align:center}
.hero h1{margin:0 auto 22px;max-width:860px;font-size:clamp(2.35rem,5vw,4.35rem);line-height:1.04;letter-spacing:-0.045em;font-weight:700;background:linear-gradient(90deg,#0a2f6f 8%, #2f80ed 58%, #0c4ec9 100%);-webkit-background-clip:text;background-clip:text;color:transparent;text-wrap:balance}
.hero p{margin:0 auto 28px;max-width:780px;font-size:clamp(1.02rem,1.9vw,1.16rem);color:#4e6480;line-height:1.55}
.eyebrow{margin:0 0 16px;font-size:.78rem;font-weight:700;letter-spacing:.21em;text-transform:uppercase;color:var(--blue)}
section{padding:74px 0}
.principles{background:#fff}
.principles-in{display:grid;grid-template-columns:1.02fr 1.1fr;gap:52px;align-items:start}
.statement h2{margin:0;font-size:clamp(2rem,4vw,3.2rem);line-height:1.08;letter-spacing:-0.04em;color:var(--heading);font-weight:700}
.truths{padding-left:48px;border-left:1px solid var(--line)}
.truth{display:grid;grid-template-columns:20px 1fr;gap:18px;padding:0 0 24px;margin:0 0 24px;border-bottom:1px solid var(--line)}
.truth:last-child{margin-bottom:0;padding-bottom:0;border-bottom:0}
.square{width:14px;height:14px;border-radius:4px;background:var(--blue);margin-top:9px}
.truth h3{margin:0 0 6px;font-size:1.06rem;line-height:1.3;color:var(--heading);font-weight:700}
.truth p{margin:0;color:#667892}
.framework{background:linear-gradient(180deg,#fbfdff 0%, #f5f9fd 100%)}
.center{text-align:center}
.framework h2{margin:0 auto 12px;max-width:900px;font-size:clamp(2rem,4vw,3rem);line-height:1.1;letter-spacing:-0.03em;color:var(--heading);font-weight:700}
.framework .lede{max-width:920px;margin:0 auto 40px;font-size:1.05rem;color:#667892;line-height:1.55}
.steps{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;align-items:start;gap:18px}
.arrow{align-self:center;color:var(--blue);font-size:2.6rem;line-height:1;font-weight:400;margin-top:40px}
.step{text-align:left}
.icon-round{width:102px;height:102px;border-radius:50%;background:#eaf2fe;display:grid;place-items:center;margin:0 auto 20px}
.icon-round svg{width:52px;height:52px;stroke:#1b2d7c;stroke-width:2.1;fill:none;stroke-linecap:round;stroke-linejoin:round}
.step h3{margin:0 0 10px;text-align:center;font-size:1.05rem;color:var(--heading);font-weight:700;line-height:1.25}
.step ul{margin:0;padding-left:1.1rem;color:#667892;max-width:240px;margin-inline:auto}
.step li{margin:.28rem 0}
.step li::marker{color:var(--blue)}
.chips{display:flex;justify-content:center;gap:8px;flex-wrap:wrap;margin:0 0 10px}
.chip{display:inline-flex;align-items:center;padding:5px 10px;border-radius:999px;font-size:.82rem;line-height:1;font-weight:600;color:#fff}
.chip.risk{background:#ff5247}
.chip.opportunity{background:#2f80ed}
.contact{position:relative;overflow:hidden;background:linear-gradient(90deg,#093463 0%, #0d4aa7 50%, #093463 100%);padding:44px 0 50px;color:#fff;text-align:center}
.contact .eyebrow{color:#dfeeff}
.contact h2{margin:0 0 10px;font-size:clamp(1.8rem,3vw,2.6rem);line-height:1.12;letter-spacing:-0.03em;color:#fff}
.contact p{max-width:720px;margin:0 auto 18px;color:#d9e6fb}
.contact .btn{background:#2f80ed;box-shadow:none}
.curve{position:absolute;bottom:-1px;width:250px;height:180px;opacity:.7}
.curve.left{left:0}
.curve.right{right:0;transform:scaleX(-1)}
.curve path{stroke:#2f80ed;stroke-width:1.5;fill:none}
.footer{padding:18px 0 28px;background:#fff;border-top:1px solid #eef2f6;font-size:.9rem;color:#6b7c90}
.footer .wrap{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
@media (max-width: 980px){
  .principles-in{grid-template-columns:1fr;gap:28px}
  .truths{padding-left:0;border-left:0;border-top:1px solid var(--line);padding-top:28px}
  .steps{grid-template-columns:1fr;gap:18px}
  .arrow{display:none}
  .step{text-align:center;padding:0 0 14px;border-bottom:1px solid var(--line)}
  .step:last-child{border-bottom:0;padding-bottom:0}
  .step ul{max-width:420px;text-align:left}
}
@media (max-width: 760px){
  .wrap{width:min(var(--max),calc(100% - 36px))}
  .header-in{min-height:82px}
  .menu-toggle{display:block}
  .nav{display:none;position:absolute;right:18px;top:72px;flex-direction:column;align-items:stretch;min-width:210px;padding:12px;background:#fff;border:1px solid #d8e2ed;border-radius:12px;box-shadow:0 14px 30px rgba(18,38,63,.1)}
  .nav.open{display:flex}
  .nav a{padding:10px 12px}
  .nav .btn{justify-content:center;margin-top:6px}
  .hero{padding:40px 0 42px}
  section{padding:56px 0}
  .hero h1{font-size:clamp(2rem,11vw,3.2rem)}
  .hero p{font-size:1rem}
  .statement h2,.framework h2{font-size:clamp(1.75rem,8vw,2.55rem)}
  .truth{grid-template-columns:16px 1fr;gap:14px}
  .contact{padding:38px 0 44px}
}

/* Contact page */
.nav .btn, .nav .btn:hover, .btn, .btn:hover{color:#fff}
.contact-form-section{background:linear-gradient(180deg,#fff 0%,#f9fcff 100%);padding:88px 0 106px;scroll-margin-top:96px}
.contact-layout{display:grid;grid-template-columns:.79fr 1.21fr;gap:80px;align-items:start}
.contact-intro{padding-top:20px}
.contact-intro h2{margin:0 0 22px;color:var(--heading);font-size:clamp(2.25rem,3.8vw,3.3rem);font-weight:700;letter-spacing:-0.04em;line-height:1.09}
.contact-intro p:not(.eyebrow){color:#61758e;font-size:1.045rem;line-height:1.8;max-width:390px;margin:0 0 18px}
.form-panel{background:#fff;border:1px solid #dfe9f2;border-radius:14px;padding:38px;box-shadow:0 16px 45px rgba(19,60,102,.055)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px 20px}
.field{display:flex;flex-direction:column;gap:9px}
.field.full{grid-column:1/-1}
.field label{color:var(--heading);font-weight:600;font-size:.91rem}
.field label span{color:var(--blue)}
.field input,.field textarea{font:inherit;color:var(--body);background:#fff;border:1px solid #ccdbea;border-radius:8px;padding:13px 15px;width:100%;line-height:1.45;transition:border-color .15s,box-shadow .15s}
.field input::placeholder,.field textarea::placeholder{color:#98a7b8}
.field textarea{resize:vertical;min-height:148px}
.field input:focus,.field textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(47,128,237,.13)}
.field input[aria-invalid="true"],.field textarea[aria-invalid="true"]{border-color:#b93434}
.form-actions{display:flex;align-items:center;flex-wrap:wrap;gap:20px;margin-top:26px}
.form-actions button{font:inherit;border:0;cursor:pointer}
.required-note{color:#7b8da3;font-size:.84rem}
.form-status{font-size:.9rem;color:#5c6e81;margin:15px 0 0;min-height:1.3em}
@media(max-width:900px){.contact-layout{grid-template-columns:1fr;gap:22px}.contact-intro{padding-top:0}.contact-intro p:not(.eyebrow){max-width:710px}}
@media(max-width:600px){.contact-form-section{padding:56px 0 72px}.form-panel{padding:24px 20px}.form-grid{grid-template-columns:1fr;gap:20px}.field.full{grid-column:1}.contact-intro h2{font-size:2.25rem}}


.skip-link{position:fixed;top:8px;left:8px;z-index:100;background:#fff;color:#093463;padding:12px;transform:translateY(-160%)}
.skip-link:focus{transform:none}
:focus-visible{outline:3px solid #2f80ed;outline-offset:4px}
.coming-soon{color:#667892;font-size:.9rem;font-weight:600}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}}

/* Portrait hero background for Contact on mobile only. */
@media(max-width:760px){
  main#top .hero{
    background-image:linear-gradient(180deg,rgba(255,255,255,.12),rgba(255,255,255,.12)),url('hero-contact-mobile.webp');
    background-size:cover;
    background-position:center;
    background-repeat:no-repeat;
    min-height:116.667vw;
    padding:40px 0 42px;
  }
}